256-bit TLS Encryption
99.99% Uptime SLA
24 × 7 Dedicated Support
Multi-Region Infrastructure
Home / Features
Every feature, in one place

What's actually
inside the infrastructure.

Organized by category across all three products — routing, billing, analytics, security, and how we deliver it in 30 days.

Jump to

Routing &
processing.

Payment Gateway
Intelligent multi-acquirer routing

Priority-based, volume-based, and automatic failover routing across every connected processor — no manual switching during an outage.

Gateway
Card and APM support

Cards, bank transfers, and regional alternative payment methods all route through one unified API.

Gateway
Real-time approval monitoring

Live approval rate, volume, and chargeback tracking on the admin dashboard, updated as transactions settle.

Gateway
Branded merchant & admin portals

Both interfaces run under your domain with your branding — merchants never see a PayNexis mark.

Gateway
Multi-currency processing

Accept and settle in the currencies your merchants operate in, with routing that accounts for currency support per acquirer.

Gateway
Toggle acquirers live

Turn a route on or off from the admin panel in seconds — no deploy, no waiting on a vendor ticket.

Gateway

Billing &
invoicing.

Invoice Management
Automated billing cycles

Schedule recurring invoices by day, week, or month, with automated reminders and overdue escalations built in.

Invoice
Settlement & MDR invoice generation

Calculate MDR fees, reserve amounts, and net settlement figures, then generate PDFs in one click.

Invoice
Merchant-facing payment portal

Clients receive a branded payment link with your logo — they pay, you're notified, no third-party branding shown.

Invoice
Multi-currency invoicing

Issue invoices in USD, EUR, GBP, or local currencies from the same account.

Invoice
Multi-merchant management

Manage dozens of merchants and their billing schedules from a single admin view.

Invoice
Secure hosted checkout

Every "Pay Now" link opens a secure, PCI-scoped checkout — never a redirect to a third-party brand.

Invoice

Analytics &
intelligence.

Smart IQ
REST API integration

Connects to any gateway or payment system and goes live in under a day — no data migration required.

Smart IQ
Approval rate & decline analysis

Understand exactly where declines happen — by BIN, country, card type, and time of day.

Smart IQ
Fraud pattern detection & risk scoring

Behavioral and transactional signals scored in real time, surfaced as alerts your team can act on immediately.

Smart IQ
Fully white-labeled dashboards

Every report, chart, and PDF export carries your logo and runs under your domain.

Smart IQ
Portfolio IQ Report

Merchant risk scores, chargeback rate tracking, and decline velocity analysis, exportable as PDF or Excel.

Smart IQ
Low-latency data pipeline

Transaction data typically reflects in dashboards within milliseconds of settlement.

Smart IQ

Security &
compliance.

All Products
256-bit TLS encryption

All data in transit is encrypted end to end, across every product and every environment.

All Products
Secure with compliance

Payment flows are built to the latest Secure standard as the baseline with 256-bit TLS Encryption, not an optional upgrade.

All Products
ISO 27001-aligned controls

Information security management practices aligned to ISO 27001 across infrastructure and process.

All Products
Multi-region infrastructure

Distributed deployments with automated failover keep the platform running through regional incidents.

All Products
99.99% uptime SLA

Backed by a service-level agreement in your contract, not just a status-page claim.

All Products
No shared branding, ever

Every product carries only your identity — nothing in the UI, emails, or exports references PayNexis.

All Products

Support &
delivery.

Every Engagement
Contractual 30-day delivery

The go-live date is written into your service agreement, backed by a structured four-phase build process.

Delivery
24×7×365 engineer support

Direct access to the engineers who built your system, with an average first response under 30 minutes.

Delivery
Full documentation at handover

Complete technical docs delivered on day 30, so your team is never dependent on us to understand the system.

Delivery
Weekly structured progress updates

A standing check-in with your project contact every week during the build — no chasing for status.

Delivery
Staged QA & sign-off

End-to-end testing across payment flows and failure scenarios, with your team validating on staging before go-live.

Delivery
Dedicated walkthrough session

A guided handover session with your team at go-live, covering the admin panel, docs, and support channels.

Delivery

Ready to scope
your build?

Tell us which capabilities matter most and we'll come back with a proposal within 4 hours.