256-bit TLS Encryption
99.99% Uptime SLA
24 × 7 Dedicated Support
Multi-Region Infrastructure
Home / Products
Three products. One infrastructure standard.

Pick one, or run
all three under your brand.

Every product is independently deployable and fully white-labeled — take the gateway alone, layer on invoicing, or plug Paynexis IQ into infrastructure you already run elsewhere.

At a glance

Three independent products.
Zero shared branding.

Each one ships under your domain, with your logo, and can be licensed on its own — nothing here is bundled by default.

Product 01

White-Label Payment Gateway

A production-grade processing platform with intelligent multi-acquirer routing, a branded merchant portal, and admin panel — running entirely under your domain.

  • Multi-currency, multi-acquirer routing
  • Branded merchant & admin portals
  • Real-time approval & volume monitoring
Explore the gateway
Product 02

Invoice Management System

Automated billing cycles, settlement and MDR invoicing, and a branded payment portal — designed specifically for payment companies and fintech operators.

  • Automated recurring billing cycles
  • Settlement & MDR invoice generation
  • Multi-currency, multi-merchant support
Explore invoicing
Product 03

Paynexis IQ Analytics

A standalone analytics layer that connects via REST API to any existing gateway — no migration required — surfacing decline analysis and fraud scoring in a day.

  • REST API integration, live in under a day
  • Decline analysis & fraud risk scoring
  • Fully white-labeled dashboards & exports
Explore Paynexis IQ
Product 01 · Deep dive
White-Label Payment Gateway

The processing layer
merchants never know
isn't yours.

Built for PSPs, ISOs, and fintech operators who need to offer processing under their own name without carrying the operational weight of acquirer relationships, PCI scope, or routing logic themselves.

  • Priority, volume, and failover routingTraffic moves automatically across connected acquirers based on rules your team configures — no manual intervention during outages.
  • Branded merchant & admin portalsBoth interfaces run on your domain with your logo — merchants sign up, settle, and manage disputes without seeing PayNexis anywhere.
  • Card and APM support out of the boxCards, bank transfers, and regional alternative payment methods route through the same unified API.
Get a proposal for the gateway
Gateway Admin — Routing Panel 3 Active
94.3%
Approval Rate
$2.8M
Month Volume
0.2%
CB Rate
Acquirer Routing
Acquirer 1 (Primary)
68%
Acquirer 2 (Secondary)
25%
Acquirer 3 (Failover)
7%
Invoice Management — Client View Sent
Issued by
Rova Commerce Ltd.
Powered by your brand
INV-00847
Due: 15 Aug 2026
Platform Fee — Q3 2026
$4,200.00
Transaction Processing (12,400 txns)
$1,860.00
Settlement Reserve Release
$2,100.00
Total Due
$8,160.00
Product 02 · Deep dive
Invoice Management System

Billing built for
payment companies,
not general SaaS.

Generic invoicing tools don't understand MDR, settlement reserves, or multi-merchant billing. This one does — because it was built specifically for operators who bill on payment volume.

  • Automated billing cyclesSchedule recurring invoices by day, week, or month, with automated reminders and overdue escalations.
  • Settlement and MDR invoice generationCalculate MDR fees, reserve amounts, and net settlement figures, then generate PDFs in one click.
  • Multi-currency, multi-merchantIssue invoices in USD, EUR, GBP, or local currencies, and manage dozens of merchants from one admin view.
Get a proposal for the invoice system
Product 03 · Deep dive
Paynexis IQ Analytics

Intelligence that doesn't
require switching
anything.

Paynexis IQ is the only product here you can adopt without touching your existing gateway. It connects over REST API, reads your transaction data, and surfaces the intelligence your operations team is missing.

  • REST API integration — live in under a dayConnects to any gateway or payment system without a data migration or infrastructure change.
  • Approval rate & decline analysisUnderstand exactly where declines happen—by BIN, country, card type, issuer, gateway, and time of day—with AI-powered root cause analysis, predictive insights, and actionable recommendations to improve approval rates.
  • Fraud pattern detection & risk scoringBehavioral and transactional signals scored in real time and surfaced as alerts your team can act on immediately.
Get a proposal for Paynexis IQ
Paynexis IQ — Analytics Dashboard Connected
94.8%
Approval Rate
$8.6M
Weekly Volume
0.3%
Chargeback Rate
14ms
Avg Latency
Approval rate by day — last 7 days
MonTueWedThuFriSatSun
Top decline reasons — this week
Insufficient funds
34.1%
Card expired
18.7%
Do not honor
14.3%
Which one fits

Built for different
stages of the same problem.

Most clients start with one product and add the others as they grow. Here's how teams typically decide where to start.

Start with Gateway
You're launching processing under your own brand

You need acquirer relationships, routing, and a merchant-facing portal without building the processing stack from zero.

Start with Invoice
You already process, but billing is manual or generic

You're using spreadsheets or general-purpose invoicing tools that don't understand MDR or settlement math.

Start with Paynexis IQ
You have a gateway, but no visibility into declines or fraud

You want analytics without a migration — Paynexis IQ connects to what you already run and starts surfacing insight in a day.

Side by side

Compare the
three products.

A quick reference for scoping which combination makes sense for your operation.

Capability Gateway Invoice Paynexis IQ
Fully white-labeled UI
Requires migration to adopt — — No — connects via API
Multi-acquirer routing — —
Automated recurring billing — —
Decline & fraud analytics — —
Typical time to live 30 days 30 days < 1 day
PCI DSS v4.0 / ISO 27001 aligned
Get started

Tell us which product
you're starting with.

We'll come back within 4 hours with a scoped delivery plan and a contractual go-live date.

Request a Proposal See All Features →